Registered Apprentices

Please note that Apprentices are not eligible for BUPA Health Care Direct Cover or BUPA Health Screening.

The Rules of the JIB Combined Benefits Scheme, including eligibility to entitlements, can be found in Section 9 of the JIB Handbook. Participation in this Scheme is obligatory.

Apprentices employed by JIB Member Employers who are up to date with their Operatives Benefit Credits are covered free of charge.

Non-JIB Employers can pay an annual premium for each Apprentice to insure against claims which are conditional upon the Rules of the JIB Training Scheme.

The following benefits only apply to Apprentices registered with the JIB, whilst they are in employment. Eligibility ceases if they become unemployed.

Death Benefit:

The standard payment for death from any cause is £7,500.

Accidental Death Benefit

The amount of accidental death benefit varies according to where the accident occured:

• In the event of a death occurring as a result of an accident at work, there is an additional payment of £17,500 making a total of £25,000.
• In the event of a death occurring as a result of an accident when travelling to and from work, there is an additional payment of £6,250 making a total of £13,750.

Permanent & Total Disability Benefit

It is important to note that payment of a permanent and total disability payment will be made in lieu of any other benefit from the Group Life Insurance Plan.

If, due to injury or disease, a Registered Apprentice loses a limb or the total use of a limb, (or sustains permanent and total loss of vision) and is unable to complete his training and qualify for work in the Industry as a graded Operative, a payment of £7,500 will be made.

Where a Registered Apprentice suffers some other serious illness or injury and, as a result, is unable to complete his training and qualify for work in the Industry as a Graded Operative without being a safety hazard, then a discretionary benefit may be payable. Application forms can be obtained from the ECIS. Details of the claim will be sent to the JIB which has total discretion as to eligibility and the amount paid.