Adult Operatives

The Rules of the JIB Combined Benefits Scheme, including eligibility to entitlements, can be found in Section 9 of the JIB Handbook. Participation in this Scheme is obligatory. The following is a summary of the benefits currently available for both Adult and JIB Registered Apprentices.

The JIB Combined Benefits Scheme is administered by the Electrical Contracting Industry Benefits Agency which is Located at:-

ECIBA
ECA Court,
24-26 South Park,
Sevenoaks,
Kent
TN13 1DU
Tel: 08450 343 200
Fax: 01732 471799

Death Benefit

The standard payment for death from any cause is £17,000.

Accidental Death Benefit

The amount of accidental death benefit varies according to where the accident occurred.

In the event of a death occurring as a result of an accident at work, there is an additional payment of £50,000 making a total of £67,000.

In the event of a death occurring as a result of an accident when travelling to and from work, there is an additional payment of £12,500 making a total of £29,500.

Permanent & Total Disability Benefit

To qualify for this benefit the Operative must be under the age of 65 at the date of the injury or onset of the disease. It will only be payable in respect of an injury or disease commencing on or after 1 October 1978. It is important to note that a permanent and total disability payment will be made in lieu of any other benefit form the Group Life Insurance Plan.

1. If, due to injury or disease, an operative loses a limb or the total use of the limb, (or sustains permanent and total loss of vision), and is unable to work in the future in his JIB Grade, a payment of £15,000 will be made.
2. 
   Where an Operative suffers some other serious illness or injury, and as a result is unable to ever work in the future in his JIB Grade without being a hazard, then a discretionary benefit may be payable. Application forms can be obtained from ECIBA. Details of the claim will be sent to the JIB which has total discretion as to eligibility and the amount paid.

NB: An Operative who have been made redundant from a JIB Member Employer and has registered immediately with the JIB Registration Department as unemployed and is available for work can maintain up to 26 weeks entitlement that would otherwise lapse during a period when Benefit Credits are not being purchased for him.

Total Disability Waiver

Eligible, without additional premium, for Death Benefit and Permanent and Total Disability Benefit, after 52 weeks of certificated sickness has been claimed, Operatives will be required to provide proof of total disability. Eligibility ceases upon normal retirement age.

Sickness Benefit

Please note. There is a two week waiting period before Sickness Benefit is paid, during which time only Statutory Sick Pay applies. This waiting period does not apply to a subsequent period of sickness which occurs within 13 weeks of the original. Entitlement ceases after 28 weeks.

From week three until week twenty-eight, the Operative receives both JIB Sickness Benefit and SSP.

JIB Sickness Pay varies according to the grade the Operative holds and increases as the weeks progress.

In the following table all other Grades refer to Labourer, Adult Trainee, Senior Graded Electrical Trainee and Electrical Improver.

Unemployed Operatives must register with the JIB Registration Department, in writing, immediately upon becoming unemployed. Provided they were fully in benefit at the date of termination, they will become eligible for sickness benefit immediately upon returning to work without a further four week qualifying period.

Operatives who are dismissed whilst off sick continue to receive sickness benefit, for a maximum period of twenty-eight weeks.

BUPA Health Care Direct Cover

As part of the JIB Combined Benefits Credits Scheme, all eligible JIB Operatives are covered for BUPA Health Care under the terms of the Premier Networking Partnership. All treatment must be authorized by BUPA before treatment begins, £150 excess will apply once on an annual rolling basis.

Unemployed Operatives who were eligible for benefits at the time of dismissal, remain entitled to BUPA Health Care Direct Cover for a 26 weeks period provided they register with the JIB Registration Department, in writing, immediately upon becoming unemployed.

BUPA Health Assessment

In addition to the above, eligible JIB Operatives can attend a Health Screening. These assessments, which are entirely voluntary, take place at BUPA Health Screening Centres. The administration for Health Assessment is undertaken by the JIB's Health Screening Department. Operatives are selected on a random basis; however names can be placed on a waiting list by request.

A full summary of the BUPA Schemes is contained in a separate booklet, entitled JIB/ECA/BUPA Rules and Table of Benefits, which is available from the JIB on request.

HOLIDAYS WITH PAY SCHEME

Under the JIB Benefit Scheme Operatives holiday pay is accrued via the purchase of Benefit Credits. There is also a considerable saving on National Insurance Contributions thourgh this Scheme further details of which can be obtained through the ECIBA; contact details given at the front of this booklet.

Current Combined Benefit Credit Values

Adult Operatives Only*

(As agreed by the JIB National Board on the 27th November 2008)

Alternative arrangements for providing Holiday Pay are now available. Please contact ECIBA for details.

* The Combined Benefits Scheme does not apply to Apprentices.

The Values of the Weekly JIB Combined Benefits Credits – based on the National Standard Job Employed (Transport Provided) rate – may not necessarily meet the provisions of The Working Time Regulations, 1998. It may therefore be necessary for employers to adjust individual employees’ Holiday Pay in order to conform to the Regulations.

Please Note : Separate credit values apply to operatives working on NAECI Sites and these can be obtained either from the JIB Website www.jib.org.uk or by contacting the ECIBA.